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Synergy Thinking

Welcome to Synergy Thinking! A podcast featuring Robert Stuchiner, and Stephanie Alper-Lisi, ofSynergy Life Brokerage.Join Synergy Thinking for 10 minutes of power-packed information around industry topics, life insuranc... More
Latest Episode
2019-9-4

The Magic of Split Dollar - #015

What is the magic of split dollar? Join Stephanie Alper-Lisias and Robert Stuchner as they discuss what is the magic of split dollar. On today’s show, we talk with Robert about what role “sharing” plays when it comes to split dollar, the two types of split dollars, their similarities and differences, and should business owners terminate the split dollar arrangement. Learn more about split dollar and how you can discuss this with your clients today at www.SBKG.com.


Show Notes:

00:00 Who is Robert Stuchner and Stephanie Alper-Lisi

00:31 What is the magic of split dollar? 

01:17 What role does “sharing” play when it comes to split dollar?

03:10 What are the two types of split dollar?

04:28 Should the business owner terminate the split dollar arrangement?

05:38 Is there a taxable event to the insured when you roll out of split dollar?

06:18 How does this affect business owners who are trying to retain some of their key employees?

06:48 How should they utilize synergy in order to be able to discuss this with their clients?


2019-9-4

The Magic of Split Dollar - #015

What is the magic of split dollar? Join Stephanie Alper-Lisias and Robert Stuchner as they discuss what is the magic of split dollar. On today’s show, we talk with Robert about what role “sharing” plays when it comes to split dollar, the two types of split dollars, their similarities and differences, and should business owners terminate the split dollar arrangement. Learn more about split dollar and how you can discuss this with your clients today at www.SBKG.com.


Show Notes:

00:00 Who is Robert Stuchner and Stephanie Alper-Lisi

00:31 What is the magic of split dollar? 

01:17 What role does “sharing” play when it comes to split dollar?

03:10 What are the two types of split dollar?

04:28 Should the business owner terminate the split dollar arrangement?

05:38 Is there a taxable event to the insured when you roll out of split dollar?

06:18 How does this affect business owners who are trying to retain some of their key employees?

06:48 How should they utilize synergy in order to be able to discuss this with their clients?


2019-8-21

Do You Have Client’s that No Longer Want, Need or Afford them? - #014

Do You Have Client’s that No Longer Want, Need or Afford their life insurance policy? Join Stephanie Alper-Lisias and Robert Stuchner as they discuss what clients can do with life insurance they no longer can afford, want or need their life insurance policy. On today’s show, we talk with Robert about exit strategies, what advisors and clients can do, and if policies are taxable. Learn more about the options for clients who no longer needs, or can afford life insurance at www.SBKG.com.


Show Notes:

00:00 Who is Robert Stuchner and Stephanie Alper-Lisi

00:44 Is there an exit strategy today for senior citizens that no longer need or want or can afford their life insurance policies?

01:56 If they don’t want their insurance what can they do?

04:44 Is that taxable to the insured or to the owner of the policy if they sell the policy?

06:55 How does ensuring a better world fund take my policy and what would they do with it?

08:06 What made Robert start this charitable organization?

09:03 How would an advisor who has a client, a senior citizen who doesn't need, want or afford their insurance policy? 

9:30 How can advise your partner with you



2019-8-7

The Power of Substitution - #013

What is the power of substitution? Join Stephanie Alper-Lisias and Robert Stuchner as they discuss how advisors can take advantage of tax exclusion. On today’s show, we talk with Robert about What is the “cliff tax”, why are you suggesting substitution and will it affect the “cliff tax” , what are the promissory note and how does it work? Learn more about the power of substitution for your clients and how Synergy Life Brokerage can help you at www.SBKG.com.


Show Notes:

00:00 Who is Robert Stuchner and Stephanie Alper-Lisi

00:31 How Synergy take advantage of today’s tax exclusion

03:46 What is the “cliff tax”?

04:41 Why choose substitution and how will it affect the “cliff tax”?

08:03 What are the promissory note and how does it work?

09:24 Why aren’t more advisors using “substitution” as a solution?

09:52 How can advise your partner with you


2019-7-24

Social Media and Why it is Crucial for An Advisor to Have - #012

Why is social media crucial for an advisor to have? Join Stephanie Alper-Lisias and Freda Thomas as they discuss how advisors can work with LinkedIn in order to boost their profiles. On today’s show, we talk with Freda Thomas on the Do’s and Don’ts on injecting keywords into your profile, how LinkedIn can really help as a prospecting tool, how LinkedIn is a powerful resource and tool for today's financial advisor, and how can advise your partner with you. Learn more about how you can partner with Freda Thomas and what options are accessible for your clients and how Synergy Life Brokerage can help you at www.SBKG.com


Show Notes:

00:00 Who is Robert Stuchner and Stephanie Alper-Lisi

00:40 How advisors can work with LinkedIn in order to boost their profiles

00:58 Who is Freda Thomas

01:57 Why LinkedIn is a powerful resource and tool for today's financial advisor.

03:58 Do’s and Don’ts on injecting keywords into your profile

06:54 How can LinkedIn really help as a prospecting tool?

08:54 Additional tools and resources LinkedIn can offer

10:04 How can advise your partner with you

2019-7-10

Reg 187 and How it Affects Consumers & Advisors - #011

What is Reg 187 and how does it affects consumers & advisors? Join Robert Stuchiner and Stephanie Alper-Lisias as they discuss New York’s newest amendment to Reg 187. On today’s show, we talk about how this will affect the client + broker relationship, how brokerages prepare to prepare advisors and businesses, and how Synergy will work with advisors and agency on Reg 187. Learn more about what options are accessible for your clients and how Synergy Life Brokerage can help you at www.SBKG.com


Show Notes:

00:00 Who is Robert Stuchner and Stephanie Alper-Lisi

00:31 What is Reg 187 and whats the market place saying

01:38 How this will affect the client + broker relationship

02:50 How Lincoln Financial will prepare advisors

03:11 Will other brokerages prepare advisors

03:51 How is this going to affect businesses

05:00 How will Synergy work with advisors and agency’s on Reg 187

06:22 How to contact Synergy Life Brokerage to learn more about achieving long-term sustainable advantages as a broker